Alberta ATA Teachers Strike Explained to a 5th Grader

Johnny owes the bank 88.5 billion dollars (each billion is a thousand million dollars).
Johnny pays the bank 3 billion dollars in interest every year.
Jonny girlfriend Ava is important to him so he gives her over 9 billion dollars each year.
Johnny wastes billions of dollars on stupid things.
Ava sees Johnny wasting money on stupid things and wants more money from Johnny.
Johnny offered to give Ava an additional 2.6 billion dollars over 3 years.
Ava talked to her friends in other provinces and their boyfriends borrow WAY more money from the bank to give to their girlfriends. So Ava is mad at Johnny, she wants 4.6 billion otherwise she says she will break up with Johnny to go date a different boy in an orange shirt.
Johnny thinks Ava is already secretly dating the boy in the orange shirt
The boy in the orange shirt is willing to borrow lots of money to give to Ava.

What should Johnny do?
a) Borrow as much money as it takes to keep Ava happy until he goes bankrupt or leave the debt to their children and grandchildren.
b) Borrow the 4.6 billion to keep Ava happy for now and hope she doesn’t extort him for more or marry the boy in the orange shirt.
c) Explain to Ava that if he can pay off the 88.5 billion he owes to the bank there will be an additional 3 billion dollars (plus interest) he will have because it will not be going to interest. Commit to not spending money on stupid things and work together with Ava to work within their current budget so they can build a sustainable financial future for their children and grandchildren.
d) Find a new girlfriend from the private school down the road that handles her own finances.